How to Save Money Part Two (What Should Not be in Your Wallet)

How to Save Money Part Two (What Should Not be in Your Wallet)

When building credit in today’s economic world, you can go two routes with charge cards. The first is less likely to require any credit, as in no credit is better than bad credit. The second one listed below will require SOME history, positive history. Keep in mind I am NOT a professional, just playing one and you should seek advice from a real financial consultant.

Capitol One cards can be used to improve credit scores. They require you to put money into an account and charge accordingly. They offer all sorts of credit cards and THIS type is the easiest one to get.

The same outcome with credit ratings can be had with store charge cards. Retail stores require you have a decent credit rating for one to be accepted for these. Your best plan for using these would be to get one and pay it off within 30 days or whenever the payment deadline is. If you are late, they can charge even higher interest rates than most well-known credit cards.

No credit cards! If you starting out in the credit game, why even bother having these? Many financial gurus will tell one to not get these to finance a business nor creative venture. From personal experience, I would avoid Discover Card due to their high, almost loan shark like, interest rates. On top of it, they set application booths in the Union buildings of many colleges.

How to save money! (Media Communications)

How to save money!

Choosing the costs saving money at the beginning of your venture is not only a wise choice; it forces you to go into the world different routes that will make you concrete people and organization connections. When you go to coffee houses, though restaurants will be better for no distractions, you will meet many people.

Instead of getting a bundle, purchase a laptop and bring it to areas with free Wi-Fi. If you have a home business you can do your copy editing, video and photo shoots at home or elsewhere. Then you can go into a coffee house, library, etc. for uploading your content.

Why even purchase Direct TV? Basic cable is going the way of the birds and with online options for watching television shows and movies; you can select/pinpoint what you actually want to watch. This will make your costs lower.

If you sign up for Verizon they will expect you, more or less, a two-year plan. Do you foresee using their services that long? They also will charge an early cancellation fee if you are late on payment and assume you have abandoned the account.

Chances are that you already have a phone provider you have been with for years. So at this point after being with them for years they will offer a subscription that is on a month-to-month basis. Just stick with that or get a pre-paid phone that you can use.

Bundles in the long run may save you a little money, but in the end can really screw you if not handled correctly.